(RECAP: Mortgage applicants who can’t provide tax returns or pay stubs to show their income are getting stated income loans again as companies chase customers they can no longer afford to ignore. Lenders say these aren’t the same products as the so-called “liar loans” pervasive before the housing bust. Instead, the loans are going to borrowers such as small business owners or investors buying properties they intend to rent who can demonstrate an ability to repay, verifiable through bank or brokerage statements.)