(RECAP: The mortgage delinquency rate (the rate of borrowers 60 days or more delinquent on their mortgages) declined for the 10th consecutive quarter to 3.46% at the end of Q2 2014, according to TransUnion’s latest mortgage report. The mortgage delinquency rate has declined nearly 20% in the last year (down from 4.32% in Q2 2013). TransUnion data indicate that declines in the mortgage delinquency rate are occurring across all age groups.)