(RECAP: Yesterday, the Office of the Comptroller of the Currency (OCC), the Federal Deposit and Insurance Corporation (FDIC), and the Federal Reserve released new proposed guidelines for how bank examiners will enforce the Community Reinvestment Act (CRA). The new guidance amends the agencies’ “Questions and Answers” worksheet, which is intended to provide clarification on how CRA requirements are enforced. The revisions are part of an ongoing effort the agencies have undertaken to align CRA standards with modern banking practices. Several elements of the proposed revisions could help to promote activities associated with affordable housing.)