(RECAP: The FHFA announced a new policy that will permit some foreclosed home owners to purchase the homes back that they once had lost at fair market value. To regain ownership, the ex-owners must be able to pay the full current value of the property, and they still must wait at least three years after their foreclosure to regain ownership, which is required to purchase any home using a Freddie Mac or Fannie Mae–guaranteed loan following a foreclosure.)